The Effect of Credit Quality on Profitability

Study on A Mortgage in Garut City

Authors

  • Meira Meilawati Sekolah Tinggi Ilmu Ekonomi Pasundan Bandung
  • Indah Damayanti STIE Pasundan, Bandung
  • Lungguh Jatmika Sekolah Tinggi Ilmu Ekonomi Pasundan Bandung

DOI:

https://doi.org/10.55208/aj.v3i1.58

Keywords:

Non-Performing Loan (NPL), Profit

Abstract

This study aimed to determine and analyze the effect of credit quality on profitability in one of the mortgages in Garut City. The research method is quantitative, with a descriptive and verification analysis approach. The data used are five-year financial reports from 2016 to 2020.

The study results show that the general description of Non-Performing Loans (NPL) and Profits is not optimal; non-performing Loans (NPL) correlate with Profits of 0.796, simple linear regression results that Y = -15.063 + 0.549. Non-performing Loans influence profit (Y) of 0.634 or 63.4%.

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Published

2023-04-30

How to Cite

Meilawati, M. ., Damayanti, I. ., & Jatmika, L. . (2023). The Effect of Credit Quality on Profitability: Study on A Mortgage in Garut City. Acman: Accounting and Management Journal, 3(1), 35–41. https://doi.org/10.55208/aj.v3i1.58

Issue

Vol. 3 No. 1 (2023): Acman: Accounting and Management Journal

Section

Articles

License

Copyright (c) 2023 Meira Meilawati, Indah Damayanti, Lungguh Jatmika

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

https://creativecommons.org/licenses/by-nc-sa/4.0/