The Effect of Credit Quality on Profitability: Study on A Mortgage in Garut City

Meilawati, Meira and Damayanti, Indah and Jatmika, Lungguh (2023) The Effect of Credit Quality on Profitability: Study on A Mortgage in Garut City. Acman: Accounting and Management Journal, 3 (1). pp. 35-41. ISSN 2775-6866

[thumbnail of DOI] Text (DOI)
index.php/aj/article/view/58 - Published Version
Available under License Creative Commons Attribution Non-commercial Share Alike.
Download (31kB)
[thumbnail of Artikel] Text (Artikel)
58-Article Text-351-1-10-20230519.pdf - Published Version
Available under License Creative Commons Attribution Non-commercial Share Alike.
Download (176kB)

Abstract

This study aimed to determine and analyze the effect of credit quality on profitability in one of the mortgages in Garut City. The research method is quantitative, with a descriptive and verification analysis approach. The data used are five-year financial reports from 2016 to 2020. The study results show that the general description of Non-Performing Loans (NPL) and Profits is not optimal; non-performing Loans (NPL) correlate with Profits of 0.796, simple linear regression results that Y = -15.063 + 0.549. Non-performing Loans influence profit (Y) of 0.634 or 63.4%.

Item Type: Article
Subjects: Economics > Financial Analysis
Economics > Economics, Finance and Banking
Economics > Public Finance
Business-Accounting > Public Sector Accounting
Divisions: Program Studi S1 Akuntansi
Depositing User: Unnamed user with email repo@stiepas.id
Date Deposited: 03 Aug 2024 07:59
Last Modified: 03 Aug 2024 07:59
URI: https://repository.stiepas.id/id/eprint/164

Actions (login required)

View Item
View Item